Critical Illness Cover
Critical Illness insurance, also known as Trauma insurance, is designed to help employees, and
their families manage financially, if they were to face serious illness or injury. It provides a
lump sum payment for a range of defined medical conditions that can help cover whatever is
needed, like taking care of medical treatment and rehabilitation costs, or mortgage payments and
other household expenses, so an employee can focus on solely on recovery.
You can choose to provide Critical Illness cover either as a stand-alone benefit or add it as an
accelerated benefit to Life Cover. Accelerated means that in the event a claim is paid under the
Critical Illness benefit, the amount of Life Cover will reduce by the amount of the Critical
Illness benefit paid.