Cancer Care

AIA Cancer Care is specialised health insurance that helps cover costs for cancer diagnosis, treatment, and recovery. It provides unlimited cover for cancer surgery and access to specialist consultations, diagnostic tests to confirm cancer diagnosis, Pharmac and non Pharmac chemotherapy drugs and other support benefits. If your client is diagnosed with cancer, having more choice and control over their treatment plan can make their journey to recovery much easier.

Key benefits for your clients

  • Unlimited Cancer Surgery Claims

    Unlimited claims for cancer surgeries, for example Surgeon, Anaesthetist, Radiologist, and hospital fees.

  • Cancer Treatment

    Up to $500,000 of extensive cancer cover for every stage: from diagnosis, to treatment (including the cost of Pharmac and non-Pharmac Medsafe indicated cancer chemotherapy drugs), and recovery.

  • Overseas Treatment

    Options to have treatments overseas.

  • Cancer Diagnostics

    Up to $5,000 for specialists' fees and diagnostic imaging and testing to confirm a cancer diagnosis.

  • Other Support Benefits

    Support benefits include but are not limited to a $2,500 mental health support benefit and a public hospital cash grant.

  • Cancer Health Screening

    Health screening allowance including bowel, breast, cervical, prostate, and skin screening.

  • AIA Vitality

    Access to AIA Vitality, our science-backed health and wellbeing program

  • Future Proof Products

    Access to our Enhancement Pass Back Benefit. Any improvements we make to our AIA products in the future are automatically applied to your client's policy, offering them even more at claim time.

  • Suspension of Cover Benefit

    AIA provide the flexibility to suspend your cover for up to 12 months, without medical evidence if you meet the following conditions:

    • Take parental leave
    • Take leave without pay for any reason
    • Get made redundant
    • Become unemployed
    • Experience at least a 20% reduction in pay
    • If self-employed, experience a 30% reduction in revenue

    No benefits will be payable for any claim event which occurs during this suspension period.


Health Insurance

At a glance

Please note the following tables are a guide only. Please refer to our brochures and policy wordings for further information.
Waiver of premium

No

Eligible ages minimum

0

Eligible ages maximum

70 years, with individual consideration for 70+ years.

Term of cover / Benefit expiry

No expiry

New premium guarantee

1 year

Premium type

Community rating 0 to 20

Rate for age 21 - 70

Community rating 71+

Excess options

Nil

The information on this page is provided as a sales support tool to be used in conjunction with the appropriate policy wording.
Optional waiver of premium

Yes

Eligible ages minimum

0

Eligible ages maximum

No expiry

Term of cover / Benefit expiry

No expiry

New premium guarantee

1 year

Premium type

Community rating: 0 to 20

Rate for age 21 - 70

Community rating 71+

Excess options

Nil, $250, $500, $750, $1,000, $2,000, $4,000

Private Health Plus excess options

Nil, $250

The information on this page is provided as a sales support tool to be used in conjunction with the appropriate policy wording.