Cancer Care AIA Cancer Care is specialised health insurance that helps cover costs for cancer diagnosis, treatment, and recovery. It provides unlimited cover for cancer surgery and access to specialist consultations, diagnostic tests to confirm cancer diagnosis, Pharmac and non Pharmac chemotherapy drugs and other support benefits. If your client is diagnosed with cancer, having more choice and control over their treatment plan can make their journey to recovery much easier.
Key benefits for your clients Unlimited Cancer Surgery Claims Unlimited claims for cancer surgeries, for example Surgeon, Anaesthetist, Radiologist, and hospital fees. Cancer Treatment Up to $500,000 of extensive cancer cover for every stage: from diagnosis, to treatment (including the cost of Pharmac and non-Pharmac Medsafe indicated cancer chemotherapy drugs), and recovery. Overseas Treatment Options to have treatments overseas. Cancer Diagnostics Up to $5,000 for specialists' fees and diagnostic imaging and testing to confirm a cancer diagnosis. Other Support Benefits Support benefits include but are not limited to a $2,500 mental health support benefit and a public hospital cash grant. Cancer Health Screening Health screening allowance including bowel, breast, cervical, prostate, and skin screening. AIA Vitality Access to AIA Vitality, our science-backed health and wellbeing program Future Proof Products Access to our Enhancement Pass Back Benefit. Any improvements we make to our AIA products in the future are automatically applied to your client's policy, offering them even more at claim time. Suspension of Cover Benefit AIA provide the flexibility to suspend your cover for up to 12 months, without medical evidence if you meet the following conditions: Take parental leave Take leave without pay for any reason Get made redundant Become unemployed Experience at least a 20% reduction in pay If self-employed, experience a 30% reduction in revenue No benefits will be payable for any claim event which occurs during this suspension period.
Health Insurance At a glance Please note the following tables are a guide only. Please refer to our brochures and policy wordings for further information. AIA Cancer Care AIA Private Health Waiver of premium No Eligible ages minimum 0 Eligible ages maximum 70 years, with individual consideration for 70+ years. Term of cover / Benefit expiry No expiry New premium guarantee 1 year Premium type Community rating 0 to 20 Rate for age 21 - 70 Community rating 71+ Excess options Nil The information on this page is provided as a sales support tool to be used in conjunction with the appropriate policy wording. Optional waiver of premium Yes Eligible ages minimum 0 Eligible ages maximum No expiry Term of cover / Benefit expiry No expiry New premium guarantee 1 year Premium type Community rating: 0 to 20 Rate for age 21 - 70 Community rating 71+ Excess options Nil, $250, $500, $750, $1,000, $2,000, $4,000 Private Health Plus excess options Nil, $250 The information on this page is provided as a sales support tool to be used in conjunction with the appropriate policy wording.