Business & Rural Insurance
We offer a range of Business and Rural insurance options that can help your client's business or farm to continue operating if they or a key person faces illness, injury or death.
Our business and rural insurance options
We detail our main business income protection insurances further below.
For wider business cover, we also have four products that can be taken out for business or personal purposes depending on your client's needs. They are:
- AIA Living Life Cover
- AIA Living Total Permanent Disablement
- AIA Living Critical Conditions
- AIA Living Progressive Care
Read more about these on the respective product pages.
AIA Start-Up Income Protection
Designed for new business owners who have been trading for three years or less, this gives them the confidence they need while their business gets off the ground. The monthly payments cover your client's business from disruption if they face an illness or injury that stops them from working.
AIA Living Business Continuity
Established business owners can access monthly payments giving them time to make key decisions about the future of their business should they (or a key person) face serious illness or injury and be unable to work
AIA Living Rural Continuity
Financially supports your client's farm or share milking business by providing monthly payments if they (or a key person) become unable to work due to illness or injury