Total Permanent Disablement (TPD) Insurance
TPD insurance will help look after your client and the people that matter most to them, if they become totally permanently disabled and are unable to work as a result of an accident or illness. Along with a lump sum payment, your client can be supported by our experienced team to work through adapting to their new world.
Our TPD insurance options
Your client can choose either Own Occupation or Any Occupation. This can also be taken out for Personal or Business purposes.
This option is for when it becomes unlikely that your client will ever be able to work in the specific occupation they were involved in immediately prior to their incapacitation.
Any Occupation (for which your client is suitably qualified)
This option is for when it is unlikely your client will be ever able to return to any work that is reasonably suited to them.