Increases to cover that result in premium increases and require underwriting will qualify for the Offer if applied for via the eApp.
Replacements are eligible for the Offer if they are underwritten and applied for via eApp, and result in a premium increase greater than $15 per month (excluding the policy fee). However, please note that as with any Basic Initial Commission, the Offer will only apply to the portion relating to new business premium – the Offer does not apply to the replacement portion.
The Offer does not apply to like for like replacements.
Increases to cover that are not underwritten, for example through exercising the Special Events Increase Facility, Future Insurability or continuation options will not qualify for the Offer.